Negotiate your credit card interest rate

The Kindle, coming soon to Negotiation Girl

Maybe one day you’ll be able to read NegotiationGirl.com on the Kindle DX. Until then, you’re just going to have to settle for a blog post on how to get your credit card interest rate down.

My Citi credit card interest rate had jumped to almost 22% without my even realizing. It’s the credit card I opened when I was an undergrad. Being my first credit card, it has sentimental value for me. My husband suggested I call the credit card company and try to negotiate it down. I dialed the number on the back of the credit card and was able to speak to the representative.

Zap the interest rate on your credit card

interest rates go down to zero

If you’re one of the few lucky ones, you might not get asked to return your Obama tax credit.

Want to save some money and don’t want to pay interest anymore on your card? If the amount on your card is small enough to pay off in 12 months or less ($1000) you can turn that interest racking card into zero in no time at all.

How?